Star

4.9 Rated

4.9 Rated

Trusted by Homebuyers

Trusted by Homebuyers

Brains, Beauty
& Better Rates

Brains, Beauty
& Better Rates

From Miss Grand Hawaii to trusted mortgage expert - guiding your path to homeownership with expertise, speed, and style.

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Licensed in CA, TN, UT, MI, VA, MD, OH, AL, AZ, FL.

Licensed in CA, TN, UT, MI, VA, MD, OH, AL, AZ, FL.

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Conventional & FHA Loans

Conventional & FHA Loans

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Fast Approvals

Fast Approvals

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Licensed in 12 States

Licensed in 12 States

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Personal Service

Personal Service

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Partner With The Best of the Best

Partner With The Best of the Best

Helping you secure the perfect mortgage — without the headaches.

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How I work

How I work

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Conventional & FHA Loans

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Fast Approvals

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Licensed in 12 States

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Personal Service

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Partner With The Best of the Best

Helping you secure the perfect mortgage — without the headaches.

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How I work

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Easy Pre-Approval

Easy Pre-Approval

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Smooth Closings

Smooth Closings

Inside the Home Loan Process

Inside the Home Loan Process

Step-by-step guidance so you know exactly what to expect from application to closing.

Step-by-step guidance so you know exactly what to expect from application to closing.

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Easy Pre-Approval

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Smooth Closings

Inside the Home Loan Process

Step-by-step guidance so you know exactly what to expect from application to closing.

Are you DTF?
(Down To Fund)

Are you DTF?
(Down To Fund)

Are you DTF?
(Down To Fund)

Buying a home is a big decision. I make the process simple, transparent, and tailored to you — whether you’re a first-time buyer, refinancing, or investing.

Buying a home is a big decision. I make the process simple, transparent, and tailored to you — whether you’re a first-time buyer, refinancing, or investing.

Buying a home is a big decision. I make the process simple, transparent, and tailored to you — whether you’re a first-time buyer, refinancing, or investing.

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This Year

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Loan Approval Rate

Thorough preparation and personalized guidance help my clients get approved faster and with less stress.

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This Year

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Loan Approval Rate

Thorough preparation and personalized guidance help my clients get approved faster and with less stress.

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This Year

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Loan Approval Rate

Thorough preparation and personalized guidance help my clients get approved faster and with less stress.

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You’re in Expert Hands

You’re in Expert Hands

You’re in Expert Hands

Brains, beauty & a proven record of securing better rates for clients in 10 states.

Brains, beauty & a proven record of securing better rates for clients in 10 states.

Brains, beauty & a proven record of securing better rates for clients in 10 states.

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Years of Expertise

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Years of Expertise

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Buyers Helped This Year

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Buyers Helped This Year

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Buyers Helped This Year

How I Help You Secure the Best Loan

How I Help You Secure the Best Loan

How I Help You Secure the Best Loan

Whether you’re buying your first home, refinancing for better terms, or expanding your portfolio, I make the process simple, transparent, and tailored to you.

Whether you’re buying your first home, refinancing for better terms, or expanding your portfolio, I make the process simple, transparent, and tailored to you.

Whether you’re buying your first home, refinancing for better terms, or expanding your portfolio, I make the process simple, transparent, and tailored to you.

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Exclusive Financing for Luxury Developers

Exclusive Financing for Luxury Developers

Partner with a mortgage professional who understands the pace, precision, and vision behind high-end development — and can deliver exceptional financing terms.

Partner with a mortgage professional who understands the pace, precision, and vision behind high-end development — and can deliver exceptional financing terms.

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Competitive Rate: 4.99%

Competitive Rate: 4.99%

Lock in one of the most competitive rates available for qualified projects.

Lock in one of the most competitive rates available for qualified projects.

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Fast, Reliable Closings

Fast, Reliable Closings

Get the funding you need when you need it — without delays that slow down your build.

Get the funding you need when you need it — without delays that slow down your build.

Why It’s Worth It

Why It’s Worth It

Why It’s Worth It

Why Work With Me

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Top Tier Service Tailored to You

Your goals come first. I take the time to understand your needs, lifestyle, and long-term plans so your loan fits you — not the other way around.

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Top Tier Service Tailored to You

Your goals come first. I take the time to understand your needs, lifestyle, and long-term plans so your loan fits you — not the other way around.

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Top Tier Service Tailored to You

Your goals come first. I take the time to understand your needs, lifestyle, and long-term plans so your loan fits you — not the other way around.

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Better Rates, More Savings

Leveraging industry relationships and smart strategies, I find the most competitive rates available — so you keep more money in your pocket.

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Better Rates, More Savings

Leveraging industry relationships and smart strategies, I find the most competitive rates available — so you keep more money in your pocket.

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Better Rates, More Savings

Leveraging industry relationships and smart strategies, I find the most competitive rates available — so you keep more money in your pocket.

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Licensed in 10 States

Whether you’re buying in California, Tennessee, Florida, or beyond, I’m licensed and ready to guide you in multiple markets.

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Licensed in 10 States

Whether you’re buying in California, Tennessee, Florida, or beyond, I’m licensed and ready to guide you in multiple markets.

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Licensed in 10 States

Whether you’re buying in California, Tennessee, Florida, or beyond, I’m licensed and ready to guide you in multiple markets.

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As Miss Grand Hawaii, I know what it takes to compete at the highest level — discipline, strategy, and heart. I bring that same energy to securing the best mortgage solutions for my clients.

As Miss Grand Hawaii, I know what it takes to compete at the highest level — discipline, strategy, and heart. I bring that same energy to securing the best mortgage solutions for my clients.

As Miss Grand Hawaii, I know what it takes to compete at the highest level — discipline, strategy, and heart. I bring that same energy to securing the best mortgage solutions for my clients.

Miss Grand Hawaii

Miss Grand Hawaii

Fierce Advocate

Fierce Advocate

Proven Competitor

Proven Competitor

Your Mortgage Partner

Your Mortgage Partner

Behind The Scenes

Behind The Scenes

Behind The Scenes

Sarah In The Wild

Sarah In The Wild

Sarah In The Wild

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Client Success Stories

Client Success Stories

Client Success Stories

See Why Homebuyers Trust Me

See Why Homebuyers Trust Me

See Why Homebuyers Trust Me

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James & Lisa T., Tennessee

"We were relocating across the country and had to close quickly. Sarah’s professionalism and network of lenders made it happen in record time — without a single hiccup. She’s a master at turning stress into confidence."

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James & Lisa T., Tennessee

"We were relocating across the country and had to close quickly. Sarah’s professionalism and network of lenders made it happen in record time — without a single hiccup. She’s a master at turning stress into confidence."

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Sophia L., Maryland

"I first met Sarah through her advocacy work for women’s empowerment. When I learned she was also a mortgage expert, it was an easy decision to work with her. She approaches finance with the same integrity and passion she brings to her cause."

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Sophia L., Maryland

"I first met Sarah through her advocacy work for women’s empowerment. When I learned she was also a mortgage expert, it was an easy decision to work with her. She approaches finance with the same integrity and passion she brings to her cause."

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Emily R., California

"As a first-time homebuyer, I was overwhelmed by the process. Sarah not only found me the best rate, but she explained every step with patience and clarity. I felt like I had a trusted friend guiding me the whole way."

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Emily R., California

"As a first-time homebuyer, I was overwhelmed by the process. Sarah not only found me the best rate, but she explained every step with patience and clarity. I felt like I had a trusted friend guiding me the whole way."

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Michael B., Florida

"This is my second mortgage with Sarah, and I wouldn’t work with anyone else. She’s transparent, responsive, and truly works for her clients, not the banks. I always know she’s fighting for my best outcome."

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Michael B., Florida

"This is my second mortgage with Sarah, and I wouldn’t work with anyone else. She’s transparent, responsive, and truly works for her clients, not the banks. I always know she’s fighting for my best outcome."

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    Emily R., California

    "As a first-time homebuyer, I was overwhelmed by the process. Sarah not only found me the best rate, but she explained every step with patience and clarity. I felt like I had a trusted friend guiding me the whole way."

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    James & Lisa T., Tennessee

    "We were relocating across the country and had to close quickly. Sarah’s professionalism and network of lenders made it happen in record time — without a single hiccup. She’s a master at turning stress into confidence."

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    Michael B., Florida

    "This is my second mortgage with Sarah, and I wouldn’t work with anyone else. She’s transparent, responsive, and truly works for her clients, not the banks. I always know she’s fighting for my best outcome."

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    Sophia L., Maryland

    "I first met Sarah through her advocacy work for women’s empowerment. When I learned she was also a mortgage expert, it was an easy decision to work with her. She approaches finance with the same integrity and passion she brings to her cause."

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    Emily R., California

    "As a first-time homebuyer, I was overwhelmed by the process. Sarah not only found me the best rate, but she explained every step with patience and clarity. I felt like I had a trusted friend guiding me the whole way."

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    James & Lisa T., Tennessee

    "We were relocating across the country and had to close quickly. Sarah’s professionalism and network of lenders made it happen in record time — without a single hiccup. She’s a master at turning stress into confidence."

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    Michael B., Florida

    "This is my second mortgage with Sarah, and I wouldn’t work with anyone else. She’s transparent, responsive, and truly works for her clients, not the banks. I always know she’s fighting for my best outcome."

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    Sophia L., Maryland

    "I first met Sarah through her advocacy work for women’s empowerment. When I learned she was also a mortgage expert, it was an easy decision to work with her. She approaches finance with the same integrity and passion she brings to her cause."

Common Questions

Your Questions Answered

Clarity at Every Step of Your Home Journey

What states are you licensed in?

I’m licensed to serve clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Whether you’re purchasing a home, refinancing, or exploring investment opportunities, I can guide you through the process from anywhere in these states.

How do I know I’m getting the best rate?

Can you help if I’m a first-time homebuyer?

Do you work with luxury or investment properties?

Common Questions

Your Questions Answered

Clarity at Every Step of Your Home Journey

What states are you licensed in?

I’m licensed to serve clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Whether you’re purchasing a home, refinancing, or exploring investment opportunities, I can guide you through the process from anywhere in these states.

How do I know I’m getting the best rate?

Can you help if I’m a first-time homebuyer?

Do you work with luxury or investment properties?

Common Questions

Your Questions Answered

Clarity at Every Step of Your Home Journey

What states are you licensed in?

I’m licensed to serve clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Whether you’re purchasing a home, refinancing, or exploring investment opportunities, I can guide you through the process from anywhere in these states.

How do I know I’m getting the best rate?

Can you help if I’m a first-time homebuyer?

Do you work with luxury or investment properties?

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Sarah Kim, Miss Grand Hawaii, is a licensed mortgage professional serving clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Specializing in first-time buyers, refinancing, and investment property loans — with a commitment to exceptional service and competitive rates.

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BRAINS, BEAUTY & BETTER RATES

©SarahKimFinance. All rights reserved.

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Sarah Kim, Miss Grand Hawaii, is a licensed mortgage professional serving clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Specializing in first-time buyers, refinancing, and investment property loans — with a commitment to exceptional service and competitive rates.

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BRAINS, BEAUTY & BETTER RATES

©SarahKimFinance. All rights reserved.

Logo

Sarah Kim, Miss Grand Hawaii, is a licensed mortgage professional serving clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Specializing in first-time buyers, refinancing, and investment property loans — with a commitment to exceptional service and competitive rates.

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BRAINS, BEAUTY & BETTER RATES

©SarahKimFinance. All rights reserved.