Service Details

Service Details

Service Details

HELOCs and Home Equity Loans

HELOCs and Home Equity Loans

Tap into your home’s equity to access funds for renovations, debt consolidation, or major expenses. Choose a fixed-rate lump sum (Home Equity Loan) or a revolving credit line (HELOC) for ongoing access.

Tap into your home’s equity to access funds for renovations, debt consolidation, or major expenses. Choose a fixed-rate lump sum (Home Equity Loan) or a revolving credit line (HELOC) for ongoing access.

Use your home’s equity to access funds for renovations, tuition, debt consolidation, or investments. Choose a HELOC (revolving line of credit with variable rates) or a Home Equity Loan (lump sum with a fixed rate).


Benefits of HELOCs & Home Equity Loans:

  • Access to Cash – Use what you need, when you need it.

  • Potentially Lower Rates – Often cheaper than personal loans or cards.

  • Flexible Uses – Projects, education, or strategic investments.

  • Fixed or Variable – Pick predictable payments or flexible access.


Is It Right for You?

Perfect if you have equity and a clear plan for the funds. I’ll help you choose between a line of credit or fixed loan to match your goals.

What You'll Need To Apply

Once you have finalized your application below, please email the following documents to sgross@westcapitallending.com:

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Mortgage Statement

All Owned Properties

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Homeowner's Insurance Policy

All Owned Properties

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Homeowner's Association (HOA) Statement

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W-2 Forms

Past 2 Years

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Paystubs

Most Recent 30 Days

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Drivers License or Passport

What You'll Need To Apply

What You'll Need To Apply

Once you have finalized your application below , please email the following documents to sgross@westcapitallending.com:

Once you have finalized your application below, please email the following documents to sgross@westcapitallending.com:

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Mortgage Statement

Mortgage Statement

All Owned Properties

All Owned Properties

Icon

Homeowner's Insurance Policy

Homeowner's Insurance Policy

All Owned Properties

All Owned Properties

Icon

Homeowner's Association (HOA) Statement

Homeowner's Association (HOA) Statement

Icon

W-2 Forms

W-2 Forms

Past 2 Years

Past 2 Years

Icon

Paystubs

Paystubs

Most Recent 30 Days

Most Recent 30 Days

Icon

Drivers License or Passport

Drivers License or Passport

Common Questions

Your Questions Answered

Clarity at Every Step of Your Home Journey

What states are you licensed in?

I’m licensed to serve clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Whether you’re purchasing a home, refinancing, or exploring investment opportunities, I can guide you through the process from anywhere in these states.

How do I know I’m getting the best rate?

Can you help if I’m a first-time homebuyer?

Do you work with luxury or investment properties?

Common Questions

Your Questions Answered

Clarity at Every Step of Your Home Journey

What states are you licensed in?

I’m licensed to serve clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Whether you’re purchasing a home, refinancing, or exploring investment opportunities, I can guide you through the process from anywhere in these states.

How do I know I’m getting the best rate?

Can you help if I’m a first-time homebuyer?

Do you work with luxury or investment properties?

Common Questions

Your Questions Answered

Clarity at Every Step of Your Home Journey

What states are you licensed in?

I’m licensed to serve clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Whether you’re purchasing a home, refinancing, or exploring investment opportunities, I can guide you through the process from anywhere in these states.

How do I know I’m getting the best rate?

Can you help if I’m a first-time homebuyer?

Do you work with luxury or investment properties?

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Sarah Kim, Miss Grand Hawaii, is a licensed mortgage professional serving clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Specializing in first-time buyers, refinancing, and investment property loans — with a commitment to exceptional service and competitive rates.

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BRAINS, BEAUTY & BETTER RATES

©SarahKimFinance. All rights reserved.

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Sarah Kim, Miss Grand Hawaii, is a licensed mortgage professional serving clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Specializing in first-time buyers, refinancing, and investment property loans — with a commitment to exceptional service and competitive rates.

Social Icon
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BRAINS, BEAUTY & BETTER RATES

©SarahKimFinance. All rights reserved.

Logo

Sarah Kim, Miss Grand Hawaii, is a licensed mortgage professional serving clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Specializing in first-time buyers, refinancing, and investment property loans — with a commitment to exceptional service and competitive rates.

Social Icon
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BRAINS, BEAUTY & BETTER RATES

©SarahKimFinance. All rights reserved.