Service Details
Service Details
Service Details
HELOCs and Home Equity Loans
HELOCs and Home Equity Loans
Tap into your home’s equity to access funds for renovations, debt consolidation, or major expenses. Choose a fixed-rate lump sum (Home Equity Loan) or a revolving credit line (HELOC) for ongoing access.
Tap into your home’s equity to access funds for renovations, debt consolidation, or major expenses. Choose a fixed-rate lump sum (Home Equity Loan) or a revolving credit line (HELOC) for ongoing access.
Use your home’s equity to access funds for renovations, tuition, debt consolidation, or investments. Choose a HELOC (revolving line of credit with variable rates) or a Home Equity Loan (lump sum with a fixed rate).
Benefits of HELOCs & Home Equity Loans:
Access to Cash – Use what you need, when you need it.
Potentially Lower Rates – Often cheaper than personal loans or cards.
Flexible Uses – Projects, education, or strategic investments.
Fixed or Variable – Pick predictable payments or flexible access.
Is It Right for You?
Perfect if you have equity and a clear plan for the funds. I’ll help you choose between a line of credit or fixed loan to match your goals.
What You'll Need To Apply
Once you have finalized your application below, please email the following documents to sgross@westcapitallending.com:


Mortgage Statement
All Owned Properties


Homeowner's Insurance Policy
All Owned Properties


Homeowner's Association (HOA) Statement


W-2 Forms
Past 2 Years


Paystubs
Most Recent 30 Days


Drivers License or Passport
What You'll Need To Apply
What You'll Need To Apply
Once you have finalized your application below , please email the following documents to sgross@westcapitallending.com:
Once you have finalized your application below, please email the following documents to sgross@westcapitallending.com:

Mortgage Statement
Mortgage Statement
All Owned Properties
All Owned Properties

Homeowner's Insurance Policy
Homeowner's Insurance Policy
All Owned Properties
All Owned Properties

Homeowner's Association (HOA) Statement
Homeowner's Association (HOA) Statement

W-2 Forms
W-2 Forms
Past 2 Years
Past 2 Years

Paystubs
Paystubs
Most Recent 30 Days
Most Recent 30 Days

Drivers License or Passport
Drivers License or Passport
Services
Services
Services
Explore More Loan Options
Explore More Loan Options
Common Questions
Your Questions Answered
Clarity at Every Step of Your Home Journey
What states are you licensed in?
I’m licensed to serve clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Whether you’re purchasing a home, refinancing, or exploring investment opportunities, I can guide you through the process from anywhere in these states.
How do I know I’m getting the best rate?
Can you help if I’m a first-time homebuyer?
Do you work with luxury or investment properties?
Common Questions
Your Questions Answered
Clarity at Every Step of Your Home Journey
What states are you licensed in?
I’m licensed to serve clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Whether you’re purchasing a home, refinancing, or exploring investment opportunities, I can guide you through the process from anywhere in these states.
How do I know I’m getting the best rate?
Can you help if I’m a first-time homebuyer?
Do you work with luxury or investment properties?
Common Questions
Your Questions Answered
Clarity at Every Step of Your Home Journey
What states are you licensed in?
I’m licensed to serve clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Whether you’re purchasing a home, refinancing, or exploring investment opportunities, I can guide you through the process from anywhere in these states.