What is an FHA Loan?
An FHA loan is a government-backed mortgage designed to make homeownership more accessible, especially for first-time buyers or those with lower credit scores. With a smaller down payment requirement and more flexible qualification guidelines, FHA loans can be the perfect stepping stone into your dream home.
Benefits of an FHA Loan:
Low Down Payment – As little as 3.5% down for qualified buyers.
Flexible Credit Requirements – Easier to qualify if your credit isn’t perfect.
Competitive Rates – Affordable financing backed by the Federal Housing Administration.
Available for Refinancing – Lower your current rate or change loan terms.
Is It Right for You?
An FHA loan may be your best option if you’re a first-time buyer, working to build your credit, or looking for a more affordable path into homeownership. I’ll help you navigate the process and ensure you understand every step, so you can buy with confidence.
