Service Details
Service Details
Service Details
Interest Only
Interest Only
Allows borrowers to pay only interest for an initial period, reducing early payments and freeing up cash flow. Best for short-term property plans or those expecting increased future income.
Allows borrowers to pay only interest for an initial period, reducing early payments and freeing up cash flow. Best for short-term property plans or those expecting increased future income.
With an interest‑only loan, you pay only the interest for an initial term, which lowers your early payments and can free up cash flow. After the intro period, payments adjust to include principal.
Benefits of an Interest‑Only Loan:
Lower Initial Payments – Optimize cash flow early on.
Flexibility – Useful for short holds, bonuses, or income growth.
Portfolio Strategy – Can support larger or strategic purchases.
Selectable Terms – Intro periods and structures vary.
Is It Right for You?
Best for higher‑income borrowers with clear plans (sell, refinance, or income rising). I’ll model scenarios so you know exactly how it plays out.
What You'll Need To Apply
Once you have finalized your application below, please email the following documents to sgross@westcapitallending.com:
Mortgage Statement
All Owned Properties
Homeowner's Insurance Policy
All Owned Properties
Homeowner's Association (HOA) Statement
W-2 Forms
Past 2 Years
Paystubs
Most Recent 30 Days
Drivers License or Passport
What You'll Need To Apply
What You'll Need To Apply
Once you have finalized your application below , please email the following documents to sgross@westcapitallending.com:
Once you have finalized your application below, please email the following documents to sgross@westcapitallending.com:
Mortgage Statement
Mortgage Statement
All Owned Properties
All Owned Properties
Homeowner's Insurance Policy
Homeowner's Insurance Policy
All Owned Properties
All Owned Properties
Homeowner's Association (HOA) Statement
Homeowner's Association (HOA) Statement
W-2 Forms
W-2 Forms
Past 2 Years
Past 2 Years
Paystubs
Paystubs
Most Recent 30 Days
Most Recent 30 Days
Drivers License or Passport
Drivers License or Passport
Services
Services
Services
Explore More Loan Options
Explore More Loan Options
Common Questions
Your Questions Answered
Clarity at Every Step of Your Home Journey
What states are you licensed in?
I’m licensed to serve clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Whether you’re purchasing a home, refinancing, or exploring investment opportunities, I can guide you through the process from anywhere in these states.
How do I know I’m getting the best rate?
Can you help if I’m a first-time homebuyer?
Do you work with luxury or investment properties?
Common Questions
Your Questions Answered
Clarity at Every Step of Your Home Journey
What states are you licensed in?
I’m licensed to serve clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Whether you’re purchasing a home, refinancing, or exploring investment opportunities, I can guide you through the process from anywhere in these states.
How do I know I’m getting the best rate?
Can you help if I’m a first-time homebuyer?
Do you work with luxury or investment properties?
Common Questions
Your Questions Answered
Clarity at Every Step of Your Home Journey
What states are you licensed in?
I’m licensed to serve clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Whether you’re purchasing a home, refinancing, or exploring investment opportunities, I can guide you through the process from anywhere in these states.