Service Details

Service Details

Service Details

Reverse Mortgage

Reverse Mortgage

For homeowners 62+, this loan converts home equity into cash without monthly mortgage payments. Provides financial flexibility while allowing you to remain in your home.

For homeowners 62+, this loan converts home equity into cash without monthly mortgage payments. Provides financial flexibility while allowing you to remain in your home.

For homeowners 62+, a reverse mortgage lets you convert home equity into cash without monthly mortgage payments, while you keep title and remain in your home. Funds can be received as a lump sum, line of credit, or monthly payments.


Benefits of a Reverse Mortgage:

  • No Monthly Mortgage Payment – Improve cash flow in retirement.

  • Stay in Your Home – Maintain ownership and lifestyle.

  • Flexible Payout Options – Line of credit, lump sum, or monthly.

  • Financial Planning Tool – Supplement income or cover expenses.


Is It Right for You?

Consider it if you’re 62+ and want to unlock equity with flexibility. I’ll walk you through protections, obligations, and costs in plain English.

What You'll Need To Apply

Once you have finalized your application below, please email the following documents to sgross@westcapitallending.com:

Icon
Icon

Mortgage Statement

All Owned Properties

Icon
Icon

Homeowner's Insurance Policy

All Owned Properties

Icon
Icon

Homeowner's Association (HOA) Statement

Icon
Icon

W-2 Forms

Past 2 Years

Icon
Icon

Paystubs

Most Recent 30 Days

Icon
Icon

Drivers License or Passport

What You'll Need To Apply

What You'll Need To Apply

Once you have finalized your application below , please email the following documents to sgross@westcapitallending.com:

Once you have finalized your application below, please email the following documents to sgross@westcapitallending.com:

Icon

Mortgage Statement

Mortgage Statement

All Owned Properties

All Owned Properties

Icon

Homeowner's Insurance Policy

Homeowner's Insurance Policy

All Owned Properties

All Owned Properties

Icon

Homeowner's Association (HOA) Statement

Homeowner's Association (HOA) Statement

Icon

W-2 Forms

W-2 Forms

Past 2 Years

Past 2 Years

Icon

Paystubs

Paystubs

Most Recent 30 Days

Most Recent 30 Days

Icon

Drivers License or Passport

Drivers License or Passport

Common Questions

Your Questions Answered

Clarity at Every Step of Your Home Journey

What states are you licensed in?

I’m licensed to serve clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Whether you’re purchasing a home, refinancing, or exploring investment opportunities, I can guide you through the process from anywhere in these states.

How do I know I’m getting the best rate?

Can you help if I’m a first-time homebuyer?

Do you work with luxury or investment properties?

Common Questions

Your Questions Answered

Clarity at Every Step of Your Home Journey

What states are you licensed in?

I’m licensed to serve clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Whether you’re purchasing a home, refinancing, or exploring investment opportunities, I can guide you through the process from anywhere in these states.

How do I know I’m getting the best rate?

Can you help if I’m a first-time homebuyer?

Do you work with luxury or investment properties?

Common Questions

Your Questions Answered

Clarity at Every Step of Your Home Journey

What states are you licensed in?

I’m licensed to serve clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Whether you’re purchasing a home, refinancing, or exploring investment opportunities, I can guide you through the process from anywhere in these states.

How do I know I’m getting the best rate?

Can you help if I’m a first-time homebuyer?

Do you work with luxury or investment properties?

Logo

Sarah Kim, Miss Grand Hawaii, is a licensed mortgage professional serving clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Specializing in first-time buyers, refinancing, and investment property loans — with a commitment to exceptional service and competitive rates.

Social Icon
Social Icon

BRAINS, BEAUTY & BETTER RATES

©SarahKimFinance. All rights reserved.

Logo

Sarah Kim, Miss Grand Hawaii, is a licensed mortgage professional serving clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Specializing in first-time buyers, refinancing, and investment property loans — with a commitment to exceptional service and competitive rates.

Social Icon
Social Icon

BRAINS, BEAUTY & BETTER RATES

©SarahKimFinance. All rights reserved.

Logo

Sarah Kim, Miss Grand Hawaii, is a licensed mortgage professional serving clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Specializing in first-time buyers, refinancing, and investment property loans — with a commitment to exceptional service and competitive rates.

Social Icon
Social Icon

BRAINS, BEAUTY & BETTER RATES

©SarahKimFinance. All rights reserved.