Service Details
Service Details
Service Details
Reverse Mortgage
Reverse Mortgage
For homeowners 62+, this loan converts home equity into cash without monthly mortgage payments. Provides financial flexibility while allowing you to remain in your home.
For homeowners 62+, this loan converts home equity into cash without monthly mortgage payments. Provides financial flexibility while allowing you to remain in your home.
For homeowners 62+, a reverse mortgage lets you convert home equity into cash without monthly mortgage payments, while you keep title and remain in your home. Funds can be received as a lump sum, line of credit, or monthly payments.
Benefits of a Reverse Mortgage:
No Monthly Mortgage Payment – Improve cash flow in retirement.
Stay in Your Home – Maintain ownership and lifestyle.
Flexible Payout Options – Line of credit, lump sum, or monthly.
Financial Planning Tool – Supplement income or cover expenses.
Is It Right for You?
Consider it if you’re 62+ and want to unlock equity with flexibility. I’ll walk you through protections, obligations, and costs in plain English.
What You'll Need To Apply
Once you have finalized your application below, please email the following documents to sgross@westcapitallending.com:


Mortgage Statement
All Owned Properties


Homeowner's Insurance Policy
All Owned Properties


Homeowner's Association (HOA) Statement


W-2 Forms
Past 2 Years


Paystubs
Most Recent 30 Days


Drivers License or Passport
What You'll Need To Apply
What You'll Need To Apply
Once you have finalized your application below , please email the following documents to sgross@westcapitallending.com:
Once you have finalized your application below, please email the following documents to sgross@westcapitallending.com:

Mortgage Statement
Mortgage Statement
All Owned Properties
All Owned Properties

Homeowner's Insurance Policy
Homeowner's Insurance Policy
All Owned Properties
All Owned Properties

Homeowner's Association (HOA) Statement
Homeowner's Association (HOA) Statement

W-2 Forms
W-2 Forms
Past 2 Years
Past 2 Years

Paystubs
Paystubs
Most Recent 30 Days
Most Recent 30 Days

Drivers License or Passport
Drivers License or Passport
Services
Services
Services
Explore More Loan Options
Explore More Loan Options
Common Questions
Your Questions Answered
Clarity at Every Step of Your Home Journey
What states are you licensed in?
I’m licensed to serve clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Whether you’re purchasing a home, refinancing, or exploring investment opportunities, I can guide you through the process from anywhere in these states.
How do I know I’m getting the best rate?
Can you help if I’m a first-time homebuyer?
Do you work with luxury or investment properties?
Common Questions
Your Questions Answered
Clarity at Every Step of Your Home Journey
What states are you licensed in?
I’m licensed to serve clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Whether you’re purchasing a home, refinancing, or exploring investment opportunities, I can guide you through the process from anywhere in these states.
How do I know I’m getting the best rate?
Can you help if I’m a first-time homebuyer?
Do you work with luxury or investment properties?
Common Questions
Your Questions Answered
Clarity at Every Step of Your Home Journey
What states are you licensed in?
I’m licensed to serve clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Whether you’re purchasing a home, refinancing, or exploring investment opportunities, I can guide you through the process from anywhere in these states.