Service Details

Service Details

Service Details

VA Loans

VA Loans

Exclusive to eligible veterans, active-duty service members, and certain military spouses. Offers no down payment, no private mortgage insurance, and competitive interest rates.

Exclusive to eligible veterans, active-duty service members, and certain military spouses. Offers no down payment, no private mortgage insurance, and competitive interest rates.

Backed by the U.S. Department of Veterans Affairs, VA loans offer powerful benefits for eligible veterans, active‑duty service members, and surviving spouses—often with $0 down and no private mortgage insurance.



Benefits of a VA Loan:

  • $0 Down Payment – Buy with no money down (for most qualified borrowers).

  • No PMI – Lower monthly costs.

  • Competitive Rates – Favorable terms designed for service members.

  • Refinance Options – Streamlined programs to lower your rate later.




Is It Right for You?

If you’re VA‑eligible, this is one of the most affordable ways to buy. I’ll handle the details and confirm eligibility requirements.

What You'll Need To Apply

Once you have finalized your application below, please email the following documents to sgross@westcapitallending.com:

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Mortgage Statement

All Owned Properties

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Homeowner's Insurance Policy

All Owned Properties

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Homeowner's Association (HOA) Statement

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W-2 Forms

Past 2 Years

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Paystubs

Most Recent 30 Days

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Drivers License or Passport

What You'll Need To Apply

What You'll Need To Apply

Once you have finalized your application below , please email the following documents to sgross@westcapitallending.com:

Once you have finalized your application below, please email the following documents to sgross@westcapitallending.com:

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Mortgage Statement

Mortgage Statement

All Owned Properties

All Owned Properties

Icon

Homeowner's Insurance Policy

Homeowner's Insurance Policy

All Owned Properties

All Owned Properties

Icon

Homeowner's Association (HOA) Statement

Homeowner's Association (HOA) Statement

Icon

W-2 Forms

W-2 Forms

Past 2 Years

Past 2 Years

Icon

Paystubs

Paystubs

Most Recent 30 Days

Most Recent 30 Days

Icon

Drivers License or Passport

Drivers License or Passport

Common Questions

Your Questions Answered

Clarity at Every Step of Your Home Journey

What states are you licensed in?

I’m licensed to serve clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Whether you’re purchasing a home, refinancing, or exploring investment opportunities, I can guide you through the process from anywhere in these states.

How do I know I’m getting the best rate?

Can you help if I’m a first-time homebuyer?

Do you work with luxury or investment properties?

Common Questions

Your Questions Answered

Clarity at Every Step of Your Home Journey

What states are you licensed in?

I’m licensed to serve clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Whether you’re purchasing a home, refinancing, or exploring investment opportunities, I can guide you through the process from anywhere in these states.

How do I know I’m getting the best rate?

Can you help if I’m a first-time homebuyer?

Do you work with luxury or investment properties?

Common Questions

Your Questions Answered

Clarity at Every Step of Your Home Journey

What states are you licensed in?

I’m licensed to serve clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Whether you’re purchasing a home, refinancing, or exploring investment opportunities, I can guide you through the process from anywhere in these states.

How do I know I’m getting the best rate?

Can you help if I’m a first-time homebuyer?

Do you work with luxury or investment properties?

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Sarah Kim, Miss Grand Hawaii, is a licensed mortgage professional serving clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Specializing in first-time buyers, refinancing, and investment property loans — with a commitment to exceptional service and competitive rates.

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BRAINS, BEAUTY & BETTER RATES

©SarahKimFinance. All rights reserved.

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Sarah Kim, Miss Grand Hawaii, is a licensed mortgage professional serving clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Specializing in first-time buyers, refinancing, and investment property loans — with a commitment to exceptional service and competitive rates.

Social Icon
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BRAINS, BEAUTY & BETTER RATES

©SarahKimFinance. All rights reserved.

Logo

Sarah Kim, Miss Grand Hawaii, is a licensed mortgage professional serving clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Specializing in first-time buyers, refinancing, and investment property loans — with a commitment to exceptional service and competitive rates.

Social Icon
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BRAINS, BEAUTY & BETTER RATES

©SarahKimFinance. All rights reserved.