Service Details
Service Details
Service Details
VA Loans
VA Loans
Exclusive to eligible veterans, active-duty service members, and certain military spouses. Offers no down payment, no private mortgage insurance, and competitive interest rates.
Exclusive to eligible veterans, active-duty service members, and certain military spouses. Offers no down payment, no private mortgage insurance, and competitive interest rates.
Backed by the U.S. Department of Veterans Affairs, VA loans offer powerful benefits for eligible veterans, active‑duty service members, and surviving spouses—often with $0 down and no private mortgage insurance.
Benefits of a VA Loan:
$0 Down Payment – Buy with no money down (for most qualified borrowers).
No PMI – Lower monthly costs.
Competitive Rates – Favorable terms designed for service members.
Refinance Options – Streamlined programs to lower your rate later.
Is It Right for You?
If you’re VA‑eligible, this is one of the most affordable ways to buy. I’ll handle the details and confirm eligibility requirements.
What You'll Need To Apply
Once you have finalized your application below, please email the following documents to sgross@westcapitallending.com:


Mortgage Statement
All Owned Properties


Homeowner's Insurance Policy
All Owned Properties


Homeowner's Association (HOA) Statement


W-2 Forms
Past 2 Years


Paystubs
Most Recent 30 Days


Drivers License or Passport
What You'll Need To Apply
What You'll Need To Apply
Once you have finalized your application below , please email the following documents to sgross@westcapitallending.com:
Once you have finalized your application below, please email the following documents to sgross@westcapitallending.com:

Mortgage Statement
Mortgage Statement
All Owned Properties
All Owned Properties

Homeowner's Insurance Policy
Homeowner's Insurance Policy
All Owned Properties
All Owned Properties

Homeowner's Association (HOA) Statement
Homeowner's Association (HOA) Statement

W-2 Forms
W-2 Forms
Past 2 Years
Past 2 Years

Paystubs
Paystubs
Most Recent 30 Days
Most Recent 30 Days

Drivers License or Passport
Drivers License or Passport
Services
Services
Services
Explore More Loan Options
Explore More Loan Options
Common Questions
Your Questions Answered
Clarity at Every Step of Your Home Journey
What states are you licensed in?
I’m licensed to serve clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Whether you’re purchasing a home, refinancing, or exploring investment opportunities, I can guide you through the process from anywhere in these states.
How do I know I’m getting the best rate?
Can you help if I’m a first-time homebuyer?
Do you work with luxury or investment properties?
Common Questions
Your Questions Answered
Clarity at Every Step of Your Home Journey
What states are you licensed in?
I’m licensed to serve clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Whether you’re purchasing a home, refinancing, or exploring investment opportunities, I can guide you through the process from anywhere in these states.
How do I know I’m getting the best rate?
Can you help if I’m a first-time homebuyer?
Do you work with luxury or investment properties?
Common Questions
Your Questions Answered
Clarity at Every Step of Your Home Journey
What states are you licensed in?
I’m licensed to serve clients in CA, TN, UT, MI, VA, MD, OH, AL, AZ, and FL. Whether you’re purchasing a home, refinancing, or exploring investment opportunities, I can guide you through the process from anywhere in these states.